"Manage Your VIKOBA.
Grow Together."
Empowering community savings groups across Tanzania and East Africa through transparency, digitalization, and secure financial management.
Why We Started VIKOBA360
VIKOBA groups represent the financial foundation for millions of East Africans. However, reliance on paper notebooks leads to calculation errors, misplaced receipts, lack of audit trails, and general administration friction.
VIKOBA360 replaces spreadsheet grids and handwritten registers with a sleek, cloud-backed FinTech tool designed specifically for cooperative dynamics: sharing, loan approvals, emergency support, and accountability.
Transparency & Trust
Every single payment transaction ref, loan guarantor signature, and fine waiver has a timestamped audit log. Every member has real-time visibility.
Our Core Pillars
Community First
Designed to adapt to standard VIKOBA constitution bylaws, Jamii funds, and meeting traditions.
Bank-Grade Security
Role-based access permissions ensure treasurers and admins have matching authorization lines.
Simplicity
Clean interfaces readable on low-end mobile devices and easily understood by all group members.